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At Combined Insurance, we promise to always offer you knowledge and experience while saving you money and providing peace of mind. With over 14 years of industry experience, I will work diligently to earn and maintain your trust. From supplemental insurance to employee benefits packages we’ve got you covered. As a life long Virginian, I am proud to serve you, your family and our community. Your needs are always our focus, and you will always be treated with the utmost professionalism and care. When it comes to supplemental insurance, we've got you covered. To learn more about how our products can help you, call me today.

 

 

Mobile: 804.512.8432

Email: christopher.lacks@combined.com

dawn Reeves

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Supporting Families. Supporting Businesses.

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Individuals & Families

The annual average health insurance deductible is $4,364 for a single person or $8,439 for family coverage.

I’ll help you find supplemental benefits that pay cash after an unexpected covered accident or sickness — so that you get the right financial support when you need it most. Because I believe that when you need to make a recovery, money should be the last thing on your mind.

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Small Businesses

Many small business owners ask about affordability. The good news is, these benefits won’t cost your company a cent. In fact, they can help boost your bottom line by attracting great talent — 62% of employees under 50 wouldn’t consider joining without them!

I’ll help you set up your benefits and payroll deduction to get you set up. So there’s very little extra work for you!


More To Explore

More To Explore

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Did you Know?

80% of injuries suffered by workers occurred off the job.

 

NSC, Injury Facts
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What Is Supplemental Insurance?

It can help to cover some of the costs your major medical coverage won’t — like lost income or your everyday household costs. Watch the video to find out more.

OUR PRODUCTS
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Combined Connections

Our Combined Connections loyalty program gives you access to exclusive discounts on everyday products and services. Sign up now and save on dining out, gyms, shopping and much more.

FIND OUT MORE

 

1. debt.org/medical/hospital-surgery-costs/

 

2. benefitspro.com/2017/07/07/voluntary-benefits-3-key-insights-on-purchasing-be/