Great news!

 

Your salon franchise owner is enhancing your choices within their employee benefit package by offering Combined Insurance’s supplemental products. The first steps toward personal and family financial security is understanding the benefits provided to you and determining your financial security needs.

What we offer, in partnership with Empower Financial Group

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Hospital Insurance

Hospital Insurance is a cost-effective way to make sure that if you’re facing an unexpected hospitalization, you have extra insurance protection.

Download our Hospital Insurance brochure to know more about this product.

Couple in their mid-fourties. They are huging each other

Accident Insurance

Pays cash benefits directly to you after covered unexpected accidents.

Download our Accident Insurance brochure to know more about this product.
 

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Universal Life Protector

Universal Life Protector offers a safety net with lifetime protection starting at just a few dollars a week.

Download our Universal Life Protector Brochure to know more about this product.

Couple in their mid-thirties. They are hiking in the woods with their two kids

Critical Illness Insurance

Pays a lump cash sum for diagnosis of covered conditions including heart attack, cancer, stroke and more.

Download our Critical Illness Insurance brochure to know more about this product.

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Disability Insurance

Pays a monthly benefit when an employee is sick or hurt and unable to work.

Download our Disability Income brochure to know more about this product.
 

Understanding Your Needs

Combined Insurance’s supplemental insurance benefits are designed to help you minimize the financial risks associated with real life situations that most everyone faces. We are honored to be part of your great employee benefits program and value your trust in serving your family.  

 

Contact your Combined Insurance Benefits Advisor today:

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What are supplemental benefits?

What
they do


These insurance policies are designed to help cover the unexpected costs of accidents and illnesses

They pay
cash benefits

 

This goes straight to you after a covered injury or illness, which you can use how you like — on everyday living, out-of-pocket medical expenses, or anything else.

They’re
flexible

 

You are covered on and off the job.

And you can choose whatever benefits suit you best from the selection your employer is offering you.