62 million
injuries happen
in a year in the U.S.1
4 million
work-related, medically-consulted
injuries occur in the U.S. in a year2
$1,225.4B
total cost of injuries
in the U.S. in a year3
accident insurance
Get added
support with
Accident Insurance
support with
Accident Insurance
Accident Insurance can be used to pay for the unexpected costs of an accidental injury, including those from organized sports, by providing benefits for initial care, injuries, treatment, facility care and follow-up care.
What is Accident Insurance and what does it cover?
Protect your family from the impact of an accident with
cash benefits that you can use to help cover expenses including:
Deductibles
and copays
Treatment
Medical
appliances
Not sure what coverage you need?
Agents are available to help answer your questions and walk
you through your Accident Insurance options so you’re making
the most informed choice.
Here’s how Isabella used Accident Insurance
to help her family
Isabella’S STORY
Isabella was always on the go juggling work commitments, raising her young kids and enjoying outside activities like hiking and biking with her husband. When an accident left Isabella unable to work for several weeks, she was thankful she had Accident Insurance from Combined. Her coverage helped offset the cost of hospitalization, treatment and other out-of-pocket expenses while she was out of work, and allowed Isabella and her husband to worry less about how they would afford her care.*
When it comes to protecting you and your family
from the cost of accidents, we’re here to help
Portable coverage that
stays with you
even if you leave
your present job
Rate will never Br>change and yourbenefits will never
decrease due to
your age
Coverage cannot be cancelled
as long as your
premiums are
paid as due
No medical history is required for coverage to be issued
Coverage also available for spouse, children, and dependents under the age of 26
Owning this coverage does
not disqualify
you from having
a Health Savings Account
INTERESTED IN NEW OR ADDITIONAL COVERAGE?
Put our team to work for you
The best way for you to get the right policy is to get a quote from a Combined Insurance agent.
To get started with an agent, complete the form below.
If you need help reviewing your current policy and coverage or to get answers to your questions, fill out our General Inquiry form and a Combined representative will be in touch.
Where confidence
meets coverage
Combined Insurance has been a leader for over 100 years
An affiliate of Chubb, we provide individuals, families and businesses the supplemental
benefits that they can use to help fill in coverage gaps and take their insurance protection further.
With Combined you get unparalleled claims submission, seamless support tailored to your
needs and a team that’s by your side along the way.
*The claim scenario described here is hypothetical and offered solely to illustrate the type of situations that may result in claims. These scenarios are not based in actual claims and should not be compared to an actual claim. The precise coverage afforded by an insurer is subject to the terms and conditions of the policy as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued, and applicable law.
The information provided here is only a brief description. See the actual policy for complete details of the policy plans, features, benefits, options, rates, definitions, limitations, and exclusions. Products vary by state and are subject to availability and qualifications. This product is issued by Combined Insurance Company of America in all states, except New York. In New York, this product is issued by Combined Life Insurance Company of New York (Latham, NY). Combined Insurance Company of America is not licensed and does not solicit business in New York.
1 National Safety Council, Injury Facts, 2021 Edition
2 National Safety Council, Occupational Safety Highlights, 20223 National Safety Council, Injury Facts, 2021 Edition