When a surprise case of appendicitis landed Sammi in the hospital for a week, she was concerned her health insurance might not sufficiently cover her expenses. Thankfully, Sammi had Hospital Insurance, meaning she would benefit from a daily cash benefit for the length of her hospital stay. This helped Sammi bridge the gap in her finances and cover unexpected costs.

_{The claim scenario described here is hypothetical and offered solely to illustrate the type of situations that may result in claims. These scenarios are not based in actual claims and should not be compared to an actual claim. The precise coverage afforded by an insurer is subject to the terms and conditions of the policy as issued. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued, and applicable law.}